Hongkongers aim for self-sufficiency in old age, but survey finds ‘clear readiness gap’
A recent Manulife Asia Care Survey 2026, based on responses from 1,000 Hongkongers aged 18 and above, reveals a significant disconnect between aspirations and preparedness for old age. While 90% of respondents aim for self-sufficiency in their later years, they anticipate 14 years of care dependency and 17 years of financial dependence, among the highest figures in Asia.

Briefing Summary
AI-generatedA recent Manulife Asia Care Survey 2026, based on responses from 1,000 Hongkongers aged 18 and above, reveals a significant disconnect between aspirations and preparedness for old age. While 90% of respondents aim for self-sufficiency in their later years, they anticipate 14 years of care dependency and 17 years of financial dependence, among the highest figures in Asia. The survey identified a "clear readiness gap" in both preventive healthcare and financial self-reliance. Although Hongkongers expect to spend an average of HK$94,000 annually on unexpected healthcare needs, only 57% feel prepared to meet this cost.
Article analysis
Model · rule-basedKey claims
5 extractedThe survey found clear gaps between awareness and action in preventive healthcare and financial self-reliance.
Only 57% of respondents feel prepared to cover unexpected healthcare costs.
Respondents expect to spend an annual average of HK$94,000 (US$12,000) on unexpected healthcare needs.
Hongkongers expect 14 years of care dependency and 17 years of financial dependence in old age.
Nine out of 10 Hongkongers aim for self-sufficiency in old age.