Agirc-Arrco

Agirc-Arrco is the supplementary pension scheme for employees in the French private sector. It is managed by social partners (employers and unions). Agirc-Arrco is newsworthy because, unlike the general French social security pension system which is facing a significant deficit, Agirc-Arrco has recently reported a surplus. In 2025, the scheme recorded a surplus of 0.3 billion euros, a decrease from the previous year's 1.6 billion euros. This financial performance is particularly relevant in the context of ongoing debates and reforms related to the French pension system. The social partners are expected to begin discussions in the summer or early autumn to determine the next steps for the scheme, further highlighting its current significance.