Banque des Territoires

Banque des Territoires is part of the Caisse des Dépôts (CDC), a French public financial institution. The CDC manages significant funds, including those related to the Livret A savings account and dormant accounts. Banque des Territoires is in the news currently due to the potential increase in the Livret A interest rate, influenced by inflation linked to geopolitical events, as stated by CDC's deputy director. Also, the CDC is actively trying to return approximately 8 billion euros in unclaimed funds to French citizens through its Ciclade service. In 2025 alone, 164.4 million euros were recovered. The CDC's role is significant as it impacts the savings of millions of French citizens and plays a crucial part in funding local development projects across France.