Florence Lustman

Florence Lustman is associated with France Assureurs, a federation advocating for changes in the French insurance landscape. Recent news highlights France Assureurs' proposals for reforming the "contrat responsable" for complementary health insurance, aiming to incentivize preventative healthcare measures. The federation suggests that by encouraging insured individuals to proactively manage their health, overall healthcare spending can be reduced. Simultaneously, France Assureurs is grappling with the increasing costs of climate-related disasters. In 2025, these costs reached 5.2 billion euros, significantly higher than the 2010-2019 average, with a substantial portion attributed to severe hail events. This underscores the growing financial burden climate change is placing on the insurance industry and the need for adaptation strategies.